Hispanic American financial institutions have served disadvantaged communities since the 1960s. The role of Hispanic American financial institutions You can have up to $250,000 secured in an individual account. Members First is federally insured by the NCUA. Its mobile app has 4.1 out of 5 stars in the Google Play Store and 4.7 out of 5 stars in the Apple Store. To get customer service support, you can call the credit union Monday to Friday from 9:00 a.m. To become a member, you'll need to open a savings account with at least $25. You can join Members First if you, a family member, or a friend live or work in Nueces or Cameron County. Members First is also part of the Allpoint ATM network, which has over 55,000 free ATMs. Its branch locations are in Corpus Christi and Harlingen. Members First Credit Union is a Hispanic American-led financial institution with four branches in Texas.
There isn't a debit card included, though, which may make it harder to access money in your account.
The Members First Credit Union Money Market Account is a worthwhile option if you can deposit at least $3,000 in an account. Interest compounded and deposited monthly.To earn APY, you must keep at least $3,000 in your account daily.You are eligible for membership if you, a family member, or a friend live or work in Nueces or Cameron County.Access to over 55,000 free ATMs through the Allpoint ATM network.4 branches in Texas (Corpus Christi, Harlingen).Credit union that serves a Hispanic American community.Any opinions, analyses, reviews or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by Members 1st Federal Credit Union. Information on accounts is accurate as of Jan 5, 2022.Įditorial Note: This content is not provided by Members 1st Federal Credit Union. When you join, you will open a savings account with a minimum of $5. There's no fee to join Members 1st Federal Credit Union.Do I have to pay to join Members 1st Federal Credit Union?.Credit unions answer to members, so they can often charge lower fees and pay better rates of interest. Banks, on the other hand, report to their stockholders, and their ultimate goal is to earn money for their stockholders. Credit unions are owned by their members, so if you join, you become an owner.What is the advantage of joining a credit union?.Credit unions, including Members 1st Federal Credit Union, are insured by the National Credit Union Administration up to $250,000 per depositor per account type. FDIC insures only banks, not credit unions.
Is Members 1st Federal Credit Union FDIC insured?.Here are the answers to some of the most frequently asked questions about Members 1st Federal Credit Union. And the higher your combined account balances, the more you’ll save on some services. If you qualify to be a Members 1st member, you can have your checking, savings, investments, loans, and even insurance products all in one place. You get some surcharge-free foreign ATM transactions depending on your Rewards level. You can use ATMs on the CO-OP and CU$ networks for free. When you click to connect to M圜onceierge, you’ll be connected to someone who can explain saving, spending and borrowing in simple terms, and who can help you define and achieve your goals. M圜oncierge connects you to a human being who can answer your questions about personal finances, right from online banking or the mobile app. The number and amount of rewards depend on your reward level. Rewards members get reduced rates on certified checks, teller checks, and money orders free ATM transactions, and discounts on safe deposit boxes and stop payments.
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